By accessing (the “Site”), or any of the Site’s Content, you agree to and are subject to the following terms and conditions (the “Terms”). If you are not in agreement with these Terms, you may not access the Site. You need to read through all the Terms carefully.The Terms represent a legally binding agreement between you and

1. Our Services. PLEASE NOTICE THAT WE ARE NOT A PARTY TO ANY INSURANCE OR OTHER TRANSACTION. We do not sell any insurance or other products described on the Site. Instead, the Site constitutes a way to allow insurance companies, insurance agents and other parties considered customers of our Site (each, a “Provider”) to offer for sale and sell, in different formats, insurance and other permitted products to consumers (each, a “Prospect”) who have browsed one of our affiliated websites and applied to receive insurance from a Provider (the “Service”). We are not part of the actual deal between any Prospect and any Provider.

2. Changes to Site. We may change any aspect of the Site at any time.

3. Your E-mail Address and Our Privacy Policy. When using the Site for sending a request to us, you agree to permit the Site and our partners to include your e-mail address to our database of users.

4. Data Transmittal. Each user acknowledges and agrees that, not matter of the physical location of the user, we may save and work on any data transmitted to the Site from such user at any location in the world.

5. Links to Third-Party Sites. This Site may contain pointers to other Internet sites. Links to and from the Site to other sites, maintained by third parties, don’t represent an approval by us of such third-party sites or the contents thereof.