workers compensation

May 6, 2013

Workers Compensation Insurance Helps Employers and Workers Every state requires job provides to carry workers compensation insurance coverage, which pays for lost income, medical benefits, physical therapy and other rehabilitation services for workers who are injured on the job or performing work-related duties. Employees accept the payouts in lieu of going to court and suing their employers. Instead, workers waive read more (…)

umbrella

May 6, 2013

Commercial Umbrella Insurance Pays For What Some Policies Do Not Commercial enterprises have a wide range of potential risks for which they carry general liability insurance along with other types of commercial property insurance coverage, such as premises coverage. But even the most comprehensive of commercial property insurance and liability insurance plans have their limitations and coverage limits. And if read more (…)

property

May 6, 2013

Commercial Property Insurance Protects Company Assets Just as with a family home, a business typically has a great deal of its wealth invested in its property and capital assets, including buildings, equipment, land and other assets. The right kind of insurance coverage is needed to ensure a business can continue if critical assets are damaged or lost and there were read more (…)

package policies

May 6, 2013

Commercial Package Policies Protect Against Broad Business Risks It can cost a great deal of money to properly insure a commercial operation against a wide ranges of potential perils, but the combined property and liability insurance coverage from businessowners package policies make it much more affordable. Various retail and service operations in particular benefit from such insurance protection, such as read more (…)

medical professional liability

May 2, 2013

Medical Professional Liability Keeps Docs Working If you are a doctor or another type of state licensed medical professional who treats patients, medical professional liability helps pay the costs of being sued and especially any financial judgments up to liability limits if accused of delivering improper care that causes a patient to suffer injury or die. Medical malpractice lawsuits abound read more (…)

market segments

May 2, 2013

Market Segments Insurance Has Specialized Coverage Commercial enterprises of all kinds face special risks, and market segments insurance is a type of supplemental insurance that can provide the specialized coverage some firms need to protect against the kinds of business risks that are unique to their operations. For example, restaurants and supermarkets have special risks that other businesses typically do read more (…)

management protection

May 2, 2013

Management Protection Insurance Plans Offer Wide Coverage A good management protection insurance plan can provide a great deal of coverage for business owners to protect against a large list of potential risks, such as executive liability insurance or officers and directors liability coverage, for example. Risks from regulatory oversight, potential securities fraud, wrongful hiring and firing practices, fiduciary mishaps and read more (…)

Inland Marine

May 2, 2013

Inland Marine Insurance Protects Property While Being Transported Inland marine offers diverse commercial goods and properties coverage for commercial enterprises that have a lot of goods and valuables in transit most times of the year. The insurance coverage is based on insurance coverage first issued by Lloyds of London hundreds of years ago to insurance the contents of commercial shipping read more (…)

small business owners

May 1, 2013

Small business owners insurance should cover a range of perils Small businesses in particular are vulnerable to the costs of lawsuits, damages and even temporary work stoppages due to a variety of potential perils. Having sound small business owners insurance coverage can keep a business running even when bad things happen. Small business general liability insurance helps protect against the read more (…)

financial institutions

May 1, 2013

Financial Institutions Insurance Helps Protect People‚Äôs Savings Banks and other type of financial companies take in a lot of cash from individuals, families, commercial operations, charitable organizations and others, and they need insurance protection to ensure all who depend on them are not ruined in the event of some sort of drastic event. Insurance companies, insurance agencies and commercial operations read more (…)